Rental Property Taxes for Sun City Owners
Sun City rental owners face the same Williamson County property tax structure as any Georgetown property, with HOA fees as an additional cost layer to factor into returns.
Standard Property Tax Basics
Williamson Central Appraisal District assesses value, with rates set by the city, county, school district, and any applicable MUD — the same framework as any Georgetown property.
No Homestead Exemption for Rentals
A Sun City rental doesn't qualify for the homestead exemption, meaning taxable value runs higher than an equivalent owner-occupied unit within the community.
HOA Fees as an Additional Cost
Beyond property taxes, Sun City's above-average HOA fees are a significant recurring cost that must factor into rental income calculations alongside taxes.
Deductible Expenses
Property taxes, HOA fees, insurance, maintenance, and depreciation are all generally deductible against rental income on the federal return — worth tracking carefully given Sun City's added fee layer.
Running Realistic Numbers
Given the combination of property taxes and higher HOA fees, running a realistic net income projection before purchasing a Sun City rental is especially important compared to a standard Georgetown property.
Frequently Asked Questions
Yes — the same Williamson County assessment framework applies, though rentals don't qualify for the homestead exemption.
They're a significant recurring cost beyond property taxes, and must factor into realistic net income projections given Sun City's above-average fee levels.
